Build on the claim record
A public adjuster’s work can provide the foundation for evaluating a property insurance dispute: the scope of damage, repair estimate, photographs, inspection findings and history of communications with the carrier.
When pre-suit efforts have not resolved the claim, the next question is whether the evidence and policy support litigation. WJ Gould Law focuses on that legal work for Arizona policyholders, with storm damage at the center of the practice.
When a referral may fit
- The carrier continues to dispute storm causation or coverage despite supporting documentation.
- A disagreement over scope or payment remains after estimates and supporting materials have been exchanged.
- A denial or the carrier’s claim handling raises legal issues requiring attorney evaluation.
- A policy deadline, appraisal dispute or EUO request needs attention as part of the legal assessment.
We evaluate the facts of each matter. A difference between estimates, by itself, does not determine whether litigation is appropriate.
How we work with you and the policyholder
The policyholder is the client. We discuss the legal representation directly with them and coordinate with you when authorized. Your familiarity with the loss can help identify supporting records and factual questions that need further development.
The public adjuster’s role may change after suit is filed. We address responsibilities and communication at the outset, consistent with the client’s instructions and applicable agreements.
Separate engagements, clear expectations
Your adjusting agreement and our legal engagement are separate. Fees and expenses need to be understood together by the policyholder before an engagement begins. We review those arrangements rather than promising that litigation leaves every role or fee unchanged.
As a firm policy, we do not pay nonlawyers for referrals or share legal fees with nonlawyers. No exclusivity or volume commitment is required.
What litigation adds
Depending on the dispute, the legal work may include pleadings, discovery, depositions, expert coordination, motions and trial preparation. We evaluate settlement opportunities as the evidence develops and discuss the available options with the client.
Appraisal and other policy requirements
Appraisal, EUOs and outstanding policy obligations may be relevant to the case. Let us know if one is pending so we can evaluate the requested work and timing. Litigation is the core of the practice; any related assistance is addressed in the agreed scope.
Start with a general discussion
Use the form below to identify the property location, loss type, carrier, current stage and any approaching deadline. Keep confidential materials out of the initial inquiry. After conflicts screening, we arrange an appropriate process for receiving the records needed for evaluation.
If a deadline is close, call (602) 396-1658. An inquiry does not transfer responsibility for the claim or its deadlines; representation begins only when accepted in writing.
